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Assume it Now was established as a secure marketplace connecting buyers and sellers for purchasing items under safe, regulated conditions. Assume it Now also facilitates mutually beneficial transactions, including the sale of products or services at lower interest rates, the assumption of car loans, apartment leases, car leases, timeshares, and various other items or services that the seller no longer requires.  From your home to your car, and your apartment to your business, come explore the wide range of specialized services we offer.  Click the video or go to our Origin Story to learn more. 

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Homes/Condos
Cars
Apartments
Business
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Miscellaneous

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Our Mission

 Our mission is to help people conduct mutually beneficial transactions in a well-regulated online environment to buy, sell, and produce the best outcome for all parties involved

Services We Provide

Legal Services
Realtors
Insurance Providers
Certified Mechanics
Inspectors
Financial Institutions/Banks

Assume it Now Origin Story

Assume it Now was established as a secure marketplace connecting buyers and sellers for purchasing items under safe, regulated conditions. One day, while listening to the news about high interest rates and reading articles on how consumers struggled with affordability compared to previous years, I had an idea. I envisioned a platform to help these individuals connect and acquire items at affordable rates. Assume it Now facilitates mutually beneficial transactions such as selling a product or service at a reduced interest rate, taking over car loans, apartment leases, car leases, timeshares, and more items or services that are no longer needed by the seller.
For instance, I remember a conversation with an elderly couple who had bought a recreation vehicle (RV) for post-retirement travel across the United States. Due to health issues, their plans changed, leaving them burdened with storage costs and ongoing payments. To no avail, they were unable to locate someone to take over the payments and alleviate their financial strain.
Another scenario where Assume it Now proves beneficial is for families needing to part with a timeshare due to changing circumstances such as children growing older or lifestyle adjustments. Another individual or family could purchase the remaining time on the contract at a discounted rate and enjoy the timeshare.
These stories reflect common life changes prompting the need to part with possessions or services. Assume it Now offers relief by enabling sellers to find buyers willing to purchase at discounted rates. We believe this approach creates a win-win situation for all parties involved, aligning with my personal motto of aiding others.

FAQs

Q

What does it mean to assume a loan or contract?

A

Assumption is the process of taking over an existing debt or contractual obligation from the original owner. More info

Q

What are the advantages of assuming a loan? 

A

The advantages of assuming a loan are being able to get a more favorable interest rate and a shorter life cycle to pay off the loan.

Q

What kind of homes are eligible for assumption?

A

USDA, FHA, and VA loans are assumable if certain criteria are met by the lender.

 

USDA loans – Loans guaranteed by the Department of Agriculture

FHA loans – Insured by the Federal Housing Administration

VA loans –   Guaranteed by the Department of Veterans Affairs. The buyer does not have to be a veteran or in the military.

Q

What items can be assumed?

A

  • Homes
  • Car loans
  • Car leases
  • Apartment leases
  • Timeshares
  • Business leases
  • Equipment
  • Recreational vehicles

Q

How does an assumption work?

A

The lender of the loan must approve the assumption prior to the transaction being signed off on. The potential buyer must also meet the lender’s requirements, such as having the creditworthiness and adequate assets to ensure that the loan will not be defaulted on.

Q

What are the pros and cons of assuming an existing loan?

A

Pros

  • Rates of the mortgage may be lower than the current market rates
  • The ease of not needing to apply for a new mortgage
  • If the sellers home equity is low, less out of pocket cost for the potential buyer.

Cons

  • Large down payments might be needed when the seller’s equity is high.
  • Lenders may be apprehensive when a second mortgage is needed.
  • With the increase of an additional mortgage, there is a higher risk for a default.

Q

What is our role in the assumption process?

A

Assume it Now brings potential buyers and sellers to a safe marketplace to showcase their goods or services that they are looking to sell and purchase. We work with other professional in their prospective fields to help you in this process, such as lawyers, bankers, realtors, financers, credit counselors, mechanics and other professionals to help with your buying and selling experience.

Contact Us

Give us a call at (1-302-257-6711) and we will get to you right away and assist you in finishing the task.

info@assumeitnow.com

1-302-257-6711

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